Malicious Damage Claim

Malicious damage to property

Malicious Damage

The number of landlords having to make a malicious damage claim on their buildings insurance is increasing rapidly. This is largely due to the rise in the number of criminals converting rental and unoccupied properties into cannabis farms. The significant destruction tenants can cause is a big problem for property owners. This is because it can take a lot of time and money to restore their property to its previous condition.

You can see some pictures of properties damaged by tenants growing cannabis on our Facebook page. 

What Damage do Criminals Cause to Buildings When Setting up Cannabis Farms?

Restoring a property that’s had cannabis growing inside it often requires a lot of restoration work. In fact, the aftermath of this type of damage can be so bad, that many landlords can’t face going into their property! The mess, smell and destruction left behind is awful. These criminals traipse fertiliser and soil everywhere, which ruins the carpets. The windows are usually damaged as a result of them trying to blackout/board up the window panes. Then, there are the large holes in ceilings and walls, which they create to run their ducting through for ventilation.

However, the biggest concern is what they do to the electrics. As a lot of artificial lighting is necessary to grow their plants, it’s common for them to tamper with electrical circuits. They do this to bypass the mains supply. They also add dangerous numbers of additional electrical sockets. Often, they’ll fit them next to each other in rows and mount them on doors, sheets of timber or attach them to the wall. You typically see scorch marks on the surfaces they’ve been fixed too. These makeshift electrical alterations are dangerous and could cause a fire! If your property has also suffered fire damage, we can also assist with any fire, smoke and water damage restoration work required.

The scale of these criminal operations is also rising, as these criminals target much bigger properties. Take a look at this article showing industrial-scale cannabis farms set up in a bank, hotels and bingo hall. Or the 2,000 cannabis plants discovered by police when responding to reports of a break-in on Christmas day.

Get Professional Assistance with your Malicious Damage Insurance Claim

If you’re claiming for damage to your rental property caused by tenants turning it into a cannabis farm, IC Assist can help! It can be very distressing when you discover what they’ve been getting up to behind your back. We know how unpleasant it is when you see the aftermath of cannabis farming for the first time. What initially hits you is the overwhelming and disgusting smell throughout the house. This is due to a combination of the increased humidity, fertilizer and intensive farming. However, the real shock comes when you see the full extent of the destruction and the awful condition your tenants have left everything in! But don’t worry, our Claims Manager will help you with every aspect of your claim.

Our FREE claims management service removes all the stress of claiming for malicious damage repairs.

Arranging the clean up and repairs to a building after criminal damage can be a daunting and time-consuming task. Most property owners just don’t have the time to deal with repairs on this scale. Even for those that do, it can just be too much to cope with. We understand how devastated you must be to see your investment in such a terrible condition. Especially when you have invested a lot of time, effort and money into it.

Just one of the benefits of IC Assist managing your claim is that you don’t need to go into your property until we’ve restored it and given it a deep clean. But there are many more reasons to take advantage of our unique free service.

So why not let IC Assist take care of it for you? Our Claims Manager will meet your insurer or their appointed Loss Adjuster on-site to discuss the claim and agree on the necessary repairs. He will also produce a detailed schedule of works and send it directly to your insurer for their approval. Once they approve your claim, we’ll instruct our team of carefully selected contractors to restore everything to its pre-loss condition.

All Types of Criminal Damage

IC Assist’s insurance restoration service caters for all types of criminal damage.

Thanks to our team of carefully selected contractors, we provide a complete building repair service, and can deal with any type of malicious damage. This includes claims for broken windows and doors, vandalism and arson etc. So, you won’t need to arrange a thing. Our Claims Manager will work hard to settle your claim quickly, so we can get on with transforming the destruction into a welcoming home again. These are just a couple of benefits of using IC Assist to deal with everything on your behalf and there are lots more!

Ensuring your property is safe and secure is our priority before beginning any reinstatement work.

When dealing with your malicious damage claim, a ‘make safe’ is our initial concern. This will involve ensuring all doors and windows are secure (which can be damaged by the police or fire brigade when forcing entry). We’ll also get our qualified electrician to check your electrics and rectify any issues he identifies. In addition, our registered waste carriers will get straight to work removing all the muck and debris left behind. As well as stripping out any building materials that are beyond economical repair. Once this has been done, we will begin the reinstatement works.

Call 0800 4337 290 to get a FREE survey of the malicious damage to your property