Impact Insurance Claim

impact damage insurance claim

Impact Damage

Making an impact damage insurance claim? IC Assist provides a complete restoration service. Impact damage claims are more common than you might think. Unfortunately, accidents do happen and impacts can occur due to a number of different reasons.

The most common type of impact damage claims arises as a result of vehicles knocking down pillars or boundary walls. We managed an interesting claim where an operator of a JCB mini digger accidentally swung around, knocking down our customer’s boundary wall!

We also manage more substantial claims as a result of vehicles colliding with the front of properties.

What is Impact Damage?

Claims for Impact Damage to a Boundary Wall

If your boundary wall is damaged and you share it with your adjoining neighbour, the law requires that you serve them a Party Wall Notice (as per Party Wall Act 1996). It’s crucial that this is done correctly. As you’re unable to start any repairs until your neighbour consents to the proposed work. However, don’t worry, we can contact a reputable Party Wall Surveyor to ensure you comply.

Claims for Impact Damage to Buildings

If a vehicle’s hit your property, you may experience problems opening or closing windows and doors. If this applies to you, it’s important to organise emergency repairs quickly. This will ensure your property is safe, secure and watertight, while your insurer reviews your claim. This is something IC Assist can arrange for you.

More importantly, the impact may also be affecting the structural stability of your property. Where necessary, we can arrange for a qualified Structural Engineer to assess the damage. This will protect the safety of you and your family. In addition, it will also give you peace of mind that the scope of the restoration work covers everything it should. It will also ensure you don’t have any issues in the future.

IC Assist provides a complete solution to your impact damage insurance claim.

IC Assist can help with a wide range of building services to restore your property after the impact. We can also assist with professional services that many insurers and Loss Adjusters often overlook, such as:

Making an impact damage insurance claim? Call 0800 4337 290 to book a free survey of the damage.